One unified, provider-agnostic API for bill payments, mobile airtime, SMS credits, and digital vouchers. Built for fintechs, neo-banks, and platforms demanding guaranteed idempotency and sub-100ms execution.
curl -X POST https://bylls-api-production.up.railway.app/api/v1/organizations/org_acme/transactions \
-H "X-API-Key: bylls_live_8f39c04b82d..." \
-H "Content-Type: application/json" \
-d '{
"clientReference": "inv_2026_0941",
"serviceId": "svc_elec_prepaid",
"amount": 75.00,
"currency": "USD",
"inputData": {
"meterNumber": "04294829104",
"customerPhone": "+212600112233"
}
}'{
"success": true,
"data": {
"id": "txn_8c41f71a9e",
"internalReference": "BYLLS-TXN-2026-99418",
"clientReference": "inv_2026_0941",
"status": "SUCCESS",
"amount": 75.00,
"fee": 0.95,
"netAmount": 74.05,
"currency": "USD",
"outputData": {
"token": "4920-1940-5829-1940-0294",
"unitsKwh": "214.5",
"receiptNumber": "REC-994120"
},
"createdAt": "2026-10-03T08:30:00.000Z"
}
}Stop stitching together brittle, disparate third-party APIs. BYLLS unifies billing, mobile top-ups, and vouchers into standard endpoints.
Electricity meters (prepaid token generation & postpaid), water, internet, and cable TV networks.
Instant airtime reload and data bundles across local and international cellular networks.
Hybrid routing via Twilio and local telco providers with intelligent cost-per-credit optimization.
On-demand digital voucher code generation for streaming, gaming, food delivery, and retail platforms.
Automated double-entry accounting with real-time balance tracking, reserved locks, and immutable audits.
Real-time status updates delivered to your servers with cryptographic HMAC-SHA256 verification and BullMQ retries.
Downstream providers go down. Your checkout never should. BYLLS intelligently routes transactions through secondary and tertiary fallback adapters when upstream carriers experience latency or failures.
Whether launching a neo-bank or enhancing an existing mobile wallet, BYLLS delivers immediate time-to-market.
Embed utility payments, airtime reloads, and transit cards directly inside your mobile application without signing multiple telco contracts.
Equip your merchant ecosystem with utility disbursements, automated messaging credits, and business bill settlement rails.
Automate salary advance airtime allowances, utility bill allowances, and gift card distributions via scheduled batch endpoints.
Expand regional payment coverage in emerging markets with standardized REST endpoints and unified reconciliation reports.
Create your organization sandbox, generate your development API keys, and test end-to-end payment flows with simulated carriers.